TS, you were lucky to have gotten the letter. I didn’t. I was just suddenly informed by the DMV that I had no vehicle insurance and that I either had to provide evidence of insurance or pay $500 (self insurance, I believe). I was dumbfounded. That’s what led to my call to USAA and me founding out I was dropped like a hot potato … and before I had even gone to trial. How they even knew what was going on with me, I’ll never know.
Yeah, I’d love to see a major lawsuit be filed against them and would throw my hat into the ring if it would help. I was honorably discharged from the Marines. My being on the registry has not affected my service to this country nor my awards and medals.