You were in their system beforehand and need to be flagged by something or someone else to be reviewed as a member. As long as no attention is given to you, your family, or family name, pray you are in the clear. However, don’t advertise you or your family are USAA members either. Your money is good enough for them until it changes otherwise due to other factors. This is how they operate. There are people who will turn others in to see them burn while hiding their own skeletons.